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StackBE vs Auth0

Auth0 is the enterprise standard for authentication. But for SaaS apps, you still need billing separately. Here's why one integration beats two.

Published January 6, 2026Updated January 24, 2026
FeatureAuth0StackBE
Magic Link Auth
Social Login
Enterprise SSO (SAML)
Advanced MFA
Billing Integration
Built-in
Entitlements
Basic RBAC
Subscription-based
User-Customer Sync
You build
Automatic
Free Tier
7,500 MAU
Trial available
Customization
Extensive
Opinionated
Setup Complexity
Moderate
Simple

What is Auth0?

Auth0 is an identity platform that handles authentication and authorization. Acquired by Okta in 2021, it's the enterprise standard for identity management.

Auth0 provides:

  • Multiple authentication methods (passwords, social, passwordless, MFA)
  • User management and profiles
  • Role-based access control
  • Single sign-on (SSO)
  • Enterprise connections (SAML, LDAP)
  • Extensive customization via Actions
  • It's powerful, flexible, and widely adopted by companies of all sizes.

    What is StackBE?

    StackBE is a SaaS backend that combines authentication with subscription management and entitlements. It's purpose-built for SaaS applications that need to know both who users are and what they've paid for.

    StackBE provides:

  • Magic link authentication
  • Subscription management via Stripe Connect
  • Entitlements tied to plans
  • Customer portal
  • Usage tracking
  • Unified customer identity
  • The Core Question

    If you're building a SaaS, you need:

    1. Authentication: Who is this user?

    2. Billing: What have they paid for?

    3. Entitlements: What can they access?

    Auth0 solves #1 excellently. But you still need to solve #2 and #3 separately, then connect all three systems.

    StackBE solves all three in one integration.

    Key Differences

    Scope

    Auth0: Authentication and authorization specialist. Does identity extremely well. Billing is not their domain—you need Stripe, Chargebee, or similar.

    StackBE: Authentication + billing + entitlements unified. Does all three well enough for most SaaS use cases.

    Identity-Subscription Connection

    Auth0: Your Auth0 users and your Stripe customers are separate entities. You must sync them—mapping Auth0 user IDs to Stripe customer IDs, keeping email addresses in sync, handling edge cases when one system changes.

    StackBE: One customer record. Authentication and subscription status live together. No sync code, no mapping, no edge cases.

    Entitlements

    Auth0: Offers basic role-based access control (RBAC). But roles aren't tied to billing. If a user downgrades their subscription, you must update their Auth0 roles manually or via integration code.

    StackBE: Entitlements are defined per plan and update automatically with subscription changes. Cancel a subscription? Access revokes immediately. No manual role management.

    For more on this approach, see entitlements over feature flags.

    Pricing

    Auth0: Free up to 7,500 monthly active users. Beyond that, pricing starts around $23/month for 1,000 MAU on the Essentials plan. Enterprise features (SSO, MFA) require higher tiers.

    Plus, you still need to pay for billing infrastructure (Stripe fees, potentially Stripe Billing).

    StackBE: Flat monthly fee includes auth, billing, and entitlements. Plus Stripe processing fees (which you'd pay regardless).

    Total cost comparison at 5,000 MAU with $10K MRR:

  • Auth0 Essentials + Stripe Billing: ~$100 + $50 (Stripe Billing) + $320 (Stripe processing) = ~$470/month
  • StackBE + Stripe processing: StackBE fee + $320 = potentially lower total
  • Enterprise Features

    Auth0: SSO, SAML, LDAP, advanced MFA, custom domains, extensive enterprise features. If you're selling to enterprises that require these, Auth0 delivers.

    StackBE: Magic link authentication focused. SSO and SAML connections are not currently supported. If enterprise SSO is a requirement, Auth0 or similar is necessary.

    Customization

    Auth0: Highly customizable via Actions, Rules, and Hooks. You can modify nearly every aspect of the auth flow.

    StackBE: Opinionated magic link flow. Less customization, but also less to configure.

    When to Choose Auth0

    Auth0 is the right choice when:

  • Enterprise SSO (SAML, OIDC) is a requirement
  • You need advanced MFA options
  • You have complex authorization requirements beyond subscription-based access
  • You already have billing solved and just need auth
  • You need extensive customization of auth flows
  • When to Choose StackBE

    StackBE is better when:

  • You want auth + billing + entitlements unified
  • Magic link authentication is acceptable (or preferred)
  • You're building a SaaS where subscription status drives access
  • You want to minimize integration complexity
  • Enterprise SSO isn't an immediate requirement
  • The Integration Tax

    Using Auth0 + Stripe means:

  • Two SDKs to learn
  • Two sets of webhooks to handle
  • Sync code to keep users and customers aligned
  • Potential state inconsistencies between systems
  • Two vendor relationships to manage
  • Using StackBE means:

  • One SDK
  • One webhook source (or just poll the API)
  • Identity and billing inherently connected
  • One vendor
  • The integration tax is real. Every connection point is potential bugs, maintenance, and complexity.

    The Bottom Line

    Auth0 is excellent at what it does. If you need enterprise identity features, it's hard to beat.

    But if you're building a SaaS and need both auth and billing, the question is: do you want best-of-breed components that you must integrate, or a unified system that handles both?

    For many SaaS applications, especially early-stage ones, the unified approach saves time and reduces complexity. You can always add Auth0 for enterprise features later if customer demand requires it.

    Ready to simplify your SaaS billing?

    StackBE combines auth, billing, and entitlements in one API. Get started in minutes, not weeks.

    Get Started Free

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